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Phone stock videos
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Android
Android Phones
Ask us about available Samsung, Tecno, Infinix, Google Pixel and other Android models.
Enter the approved loan amount and select the repayment period. The multiplier, 1% one-time processing fee, net amount disbursed and total repayment calculate automatically.
Loan Details
Automatic Results
Multiplier1.40
Total RepaymentGH₵0.00
1% Processing FeeGH₵0.00
Net Amount DisbursedGH₵0.00
Repayment Charge0.00%
Weekly InstallmentEnter weeks
Late PenaltyGH₵0.00
Total With Late PenaltyGH₵0.00
Example from the official document: GH₵1,000 at multiplier 1.40 gives total repayment of GH₵1,400.
Duration
Multiplier
Total Repayment Formula
1 Month
1.40
Principal × 1.40
2 Months
1.40
Principal × 1.40
3 Months
1.40
Principal × 1.40
4 Months
1.53
Principal × 1.53
5 Months
1.67
Principal × 1.67
6 Months
1.80
Principal × 1.80
12 Months (1 Year)
2.60
Principal × 2.60
Loan Application
Start your application
Complete the form below. Submission prepares your application for WhatsApp review; it does not automatically approve a loan.
✓ Valid Ghana Card (original)
✓ Active MoMo account in the applicant's name
✓ GPS Digital Address of residence
✓ Ghana Card photo and selfie for verification
✓ Weekly repayment is the stated mandatory frequency
Personal savings tool
20% Savings Calculator
Save 10% in each account and keep the remaining 80% for expenses.
Account 1 · 10%
GH₵0.00
Account 2 · 10%
GH₵0.00
Total savings · 20%
GH₵0.00
Available to spend · 80%
GH₵0.00
This tool calculates suggested amounts only. It does not transfer money or save a transaction record.
Approved Customers
Admin customer records
Cloud database: Connected to Supabase. Customer records sync across devices after admin login.
Save customer information only after a loan has been approved. Records are stored securely in the SharpSharp Supabase database.
Private uploads
Loan applications & Ghana Card photos
Sign in as admin to review application details and open the applicant and guarantor photos using short-lived private links.
Admin sign-in required.
Admin Tool
Receipt Generator
Create a printable payment receipt for a customer. This generates a receipt only; it does not record a payment or change the customer's loan balance.
All loan repayments must be made on a strict weekly basis as agreed upon during the loan application. A week is counted from the date the loan is taken.
Weekly payments must be received before 5:30 PM on the designated due day.
Any payment received at or after 5:30 PM is treated as late and marked as a missed payment.
Paying less than the agreed weekly installment does not exempt the borrower from applicable late fees.
Default & Late Payment Penalties
If a weekly payment is not cleared before 5:30 PM on the due date, a fixed GH₵20 fee is charged at 5:30 PM on the day the payment is missed.
For every subsequent day the payment remains unpaid, an additional GH₵20 penalty is added at 5:30 PM each day.
Accrued late fees are payable in full together with the outstanding balance.
Delaying a weekly payment for one full week under the stated GH₵20-per-day penalty rule results in GH₵140 in accumulated penalties.
Borrower Responsibilities
The borrower agrees to repay on or before the due date.
The borrower confirms that all information provided is accurate.
By submitting the application, the borrower confirms that they have read the information, understand the stated repayment formula and weekly repayment rules, and have had the opportunity to ask questions before entering into the agreement.
Contact & Payment Details
WhatsApp / Calls: 0598751880
MoMo Number: 0598542185
MoMo Name: Markwayongo Ventures or BAKYE MARK DABAWAALE
Important: These website terms reproduce the terms supplied for SharpSharp Micro Credit. Before commercial use, have the terms reviewed for compliance with applicable Ghanaian lending, consumer-protection, data-protection, and licensing requirements.
Admin Records
Sign in with the SharpSharp admin account to view customer records.
Install SharpSharp
iPhone: Open this website in Safari, tap Share, then choose Add to Home Screen and tap Add.
Android: Open the website in Chrome, tap the menu (⋮), then choose Install app or Add to Home screen.
Computer: Open the website in Chrome or Edge and select the install icon in the address bar, if shown.
Use the same website address as your existing SharpSharp site. Your online records continue to use the existing database.
